33785 ZIP Code — Indian Rocks Beach, FL

Pinellas County, Florida

ZIP code 33785 is located in Indian Rocks Beach, Florida, within Pinellas County. It covers approximately 1.18 square miles and serves a population of 4,871 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 33785

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1970s, giving the area an established character. Median home value is $645,400. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($94,638) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 26% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 33785 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,871

population

1.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33785 ZIP code map

Cities in ZIP code 33785

Below are the cities the US Postal Service accepts for ZIP code 33785. Using any city not on this list may result in mail delivery delays.

City	Status
Indian Rocks Beach	Acceptable
Indian Rocks Beach	Preferred

Nearby ZIP codes

33774 Largo (1.2 mi) 33776 Seminole (1.9 mi) 33778 Largo (2.7 mi) 33786 Belleair Beach (3.5 mi) 33770 Largo (3.9 mi) 33708 Saint Petersburg (5.1 mi) 33777 Seminole (5.7 mi) 33773 Largo (5.7 mi) 33756 Clearwater (5.8 mi) 33771 Largo (5.9 mi) 33767 Clearwater Beach (7 mi) 33764 Clearwater (7.2 mi)

Demographics updated 05/2026

Population
Total population	4,871
Population density	4,128 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	1.18 sq mi
Water area	2.07 sq mi
Latitude	27.8733
Longitude	-82.8434
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	44.3%	43.4%
$50k – $100k	25.1%	30.2%	30.8%
$100k – $200k	29.3%	19.3%	19.3%
Over $200k	12.0%	6.2%	6.4%

Demographics & statistics

4,871

Population

4,128

People per sq mi

58.5

Median age

$94,638

Median household income

$68,648

Per capita income

$645,400

Median home value

$1,491

Median monthly rent

77.2%

Home ownership

8.6%

Poverty rate

4.0%

Unemployment

5,321

Housing units

47.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

120

15–19

112

124

20–24

116

127

25–34

119

195

35–44

182

406

45–54

378

280

55–59

260

289

60–64

270

525

65–74

489

266

75–84

247

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	311	6.4%
18 and over	4,560	93.6%
65 and over	1,701	34.9%
Median age	58.5 years

Race & ethnicity

White 83.8%

Hispanic or Latino 5.4%

Asian 4.2%

Two or more races 3.9%

Other race 2.1%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,316	83.8%
Hispanic or Latino	279	5.4%
Asian	216	4.2%
Two or more races	201	3.9%
Other race	110	2.1%
Black or African American	25	0.5%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	44.3%	43.4%
$50k – $100k	25.1%	30.2%	30.8%
$100k – $200k	29.3%	19.3%	19.3%
Over $200k	12.0%	6.2%	6.4%

Under $10k 3.5%

$10k–$15k 1.6%

$15k–$25k 7.2%

$25k–$35k 5.5%

$35k–$50k 8.1%

$50k–$75k 14.4%

$75k–$100k 12.8%

$100k–$150k 16.6%

$150k–$200k 13.4%

$200k+ 16.8%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.6%
$15k–$25k	7.2%
$25k–$35k	5.5%
$35k–$50k	8.1%
$50k–$75k	14.4%
$75k–$100k	12.8%
$100k–$150k	16.6%
$150k–$200k	13.4%
$200k+	16.8%
Median income	$94,638

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.3%

$100k–$150k 1.5%

$150k–$200k 0.9%

$200k–$300k 5.9%

$300k–$500k 28.1%

$500k–$1M 42.6%

$1M+ 20.2%

Housing overview

Metric	Value
Median home value	$645,400
Median rent / month	$1,491
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	58.8%
Single-family detached	18.4%
Large apartment buildings	37.3%
Mobile homes	0.8%
Median rooms	4.3
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.2%
2010–2019	6.6%
2000–2009	8.6%
1990–1999	11.5%
1980–1989	23.6%
1970–1979	27.4%
1960–1969	9.1%
1950–1959	8.7%
1940–1949	2.8%
1939 or earlier	1.5%

Bedrooms

Size	% of units
No bedroom (studio)	7.0%
1 bedroom	12.7%
2 bedrooms	52.3%
3 bedrooms	23.6%
4 bedrooms	3.0%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	41.3%
2 vehicles	46.3%
3 or more	8.1%

Heating fuel

Fuel type	%
Utility gas	2.0%
Electricity	95.3%
Propane / LP gas	0.6%
Fuel oil	0.2%
Solar	1.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,241	51.2%
Cohabiting couple	212	8.7%
Male householder, no spouse	513	21.2%
Female householder, no spouse	457	18.9%
Households with children under 18	206	8.5%
Households with seniors (65+)	1,121	46.3%
Average household size	2.01

Marital status

Status	Male	Female
Never married	21.5%	16.6%
Married	56.0%	57.3%
Separated	0.3%	0.4%
Widowed	5.9%	9.8%
Divorced	16.3%	15.9%

Education

Less than 9th grade 1.1%

Some HS, no diploma 2.3%

HS graduate 15.6%

Some college, no degree 24.7%

Associate's degree 8.9%

Bachelor's degree 30.1%

Graduate / professional 17.3%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	47.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	39	5.9%
Kindergarten	43	6.5%
Elementary school	81	12.3%
High school	188	28.5%
College / grad school	309	46.8%

Employment

Industry of employment

Education & healthcare 14.9%

Finance & real estate 14.3%

Arts, food & hospitality 12.7%

Professional & management 12.3%

Retail trade 8.8%

Wholesale trade 8.3%

Construction 7.6%

Manufacturing 5.9%

Other services 5.2%

Information 4.4%

Public administration 2.7%

Transportation & utilities 2.4%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	44.0%
Service	14.3%
Sales & office	28.0%
Natural resources & construction	9.0%
Production & transportation	4.8%

Employment type

Type	%
Private sector	84.1%
Government	7.8%
Self-employed	7.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	65.5%
Carpool	2.6%
Public transit	0.2%
Walk	3.5%
Work from home	25.7%
Other means	2.5%
Avg commute (minutes)	28.7

Poverty

All people 8.6%

Under 18 years 13.5%

18 and over 8.3%

Married-couple families 3.5%

Female-led households 10.0%

Income support

Source	% of households
Social Security	46.1%
Retirement income	33.3%
Supplemental Security	2.4%
Cash public assistance	1.1%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	26.2%
High blood pressure	37.6%
High cholesterol	39.0%
Diabetes	11.0%
Heart disease	7.8%
Stroke	3.4%
Asthma	8.1%
Arthritis	28.9%
Kidney disease	3.3%
Pulmonary disease	8.0%
Cancer	9.1%

Behavior / access	%
Smoking	15.3%
Binge drinking	14.7%
No physical activity	20.7%
Less than 7 hrs sleep	29.6%
Depression	17.5%
Fair or poor health	13.3%
Poor mental health	12.8%
Poor physical health	10.8%
No health insurance	13.6%
Visited doctor (checkup)	75.9%
Visited dentist	63.8%
Cholesterol screening	94.7%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	499	11.0%

Disability	%
Any disability	16.3%
Under 18	5.1%
18–64 years	12.6%
65 and over	24.5%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	38.1%
No insurance	10.7%
Uninsured under 19	15.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,823	99.0%
Spanish	116	2.4%
Other Indo-European	56	1.2%
Asian & Pacific Islander	55	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,386	90.0%
Born in same state	4,330	88.9%
Born in different state	978	20.1%
Foreign born	56	1.1%
Naturalized citizen	485	10.0%
Not a US citizen	378	77.9%

Ancestry

Ancestry	Count	%
Italian	658	13.5%
French	517	10.6%
Arab	248	5.1%
English	51	1%
Polish	48	1%

Ancestry	Count	%
German	31	0.6%
Irish	12	0.2%
Dutch	11	0.2%
Norwegian	5	0.1%

Technology access

Metric	% of households
Computer access	49.7%
Internet access	98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33785

What city is ZIP code 33785 in?

ZIP code 33785 is primarily assigned to Indian Rocks Beach, Florida.

What county is ZIP code 33785 in?

ZIP code 33785 falls within Pinellas County, Florida.

Does ZIP code 33785 have an older population?

35% of residents in ZIP code 33785 are 65 or older, above the national average of ~17%.

Does ZIP code 33785 have a large retiree population?

46% of households in ZIP code 33785 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 33785?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 33785 have a large veteran population?

11% of civilians in ZIP code 33785 are veterans, above the national average of ~7%.

What timezone is ZIP code 33785 in?

ZIP code 33785 observes the EST timezone.